Moving to Alberta? You’re not just gaining stunning mountain views and a booming job market—you’re also saving big on taxes. One of the province’s biggest financial advantages is the absence of a provincial sales tax (PST), which puts more money directly in your pocket. If you’re considering a move to Alberta, understanding how this tax benefit works can help you make smarter financial decisions and take full advantage of the province’s cost-friendly environment.
What Is a Provincial Sales Tax?
Most provinces in Canada charge a Provincial Sales Tax (PST) or a Harmonized Sales Tax (HST), which combines federal and provincial taxes into one rate. Here’s how sales tax varies across the country:
British Columbia: 7% PST + 5% GST = 12%
Saskatchewan: 6% PST + 5% GST = 11%
Manitoba: 7% PST + 5% GST = 12%
Ontario: 13% HST
Quebec: 9.975% QST + 5% GST = 14.975%
New Brunswick, Nova Scotia, PEI, Newfoundland and Labrador: 15% HST
Meanwhile, Alberta charges only the federal 5% Goods and Services Tax (GST)—meaning you save 7% to 10% or more compared to other provinces every time you make a purchase.
How Much Can You Save by Living in Alberta?
1. Everyday Purchases Add Up
Let’s break down some common expenses:
👉 Total potential savings: Thousands per year!
2. Bigger Savings for Families
For a family moving to Alberta, the savings go beyond everyday purchases. School supplies, clothing, home renovations, and entertainment all come without the extra provincial tax burden. If you spend $30,000 annually on taxable goods and services, you could save between $2,000 and $3,000 per year just by living in Alberta.
3. Buying a Home? No Land Transfer Tax
Alberta is also one of the few provinces that does not charge a land transfer tax when you buy a home. In Ontario, for example, purchasing a $500,000 home would cost you $6,475 in land transfer taxes—in Alberta, it’s $0 (aside from small title and mortgage registration fees).
4. More Business-Friendly for Entrepreneurs
If you’re a business owner or investor, Alberta’s tax structure is even more appealing. Lower corporate tax rates and no PST on business expenses mean more profit stays in your hands. This is why many businesses, especially in real estate and retail, choose Alberta as their home base.
Why Alberta’s Low-Tax Environment Matters for New Residents
Beyond saving money on purchases, Alberta’s tax advantage means:
✅ More disposable income – Spend, save, or invest more compared to higher-tax provinces.
✅ Lower cost of living – Affordable homeownership and a lower tax burden on essentials.
✅ Stronger job opportunities – More businesses relocate to Alberta due to its tax-friendly policies, creating more employment options.
Final Thoughts: Alberta Is Built for Financial Freedom
Alberta’s no PST policy isn’t just a small perk—it’s a major financial advantage for anyone moving to the province. Whether you’re buying a home, making everyday purchases, or running a business, the tax savings add up quickly.
If you’re thinking about making Alberta your new home, you’ll not only enjoy the breathtaking landscapes and strong economy but also keep more of your hard-earned money where it belongs—in your pocket.
Thinking of Moving to Alberta?
Whether you're a new homebuyer, an investor, or a professional relocating, we can help you navigate Alberta’s real estate market and financial advantages. Contact us today to learn more about how you can maximize your savings while making Alberta your new home!